{"id":5947,"date":"2025-01-25T11:12:25","date_gmt":"2025-01-25T11:12:25","guid":{"rendered":"https:\/\/ifs.co.me\/?p=5947"},"modified":"2025-04-23T16:54:06","modified_gmt":"2025-04-23T16:54:06","slug":"sta-je-nezivotno-osiguranje","status":"publish","type":"post","link":"https:\/\/ifsps.co.rs\/en\/sta-je-nezivotno-osiguranje\/","title":{"rendered":"NON-LIFE INSURANCE"},"content":{"rendered":"<p style=\"text-align: justify;\">With the purchased insurance policy, i.e. upon the payment of insurance premium, the insurance company, i.e. the insurer, assumes the unwanted event risk, so the policyholder receives protection from the insured events, receiving the agreed sum insured in the event of the same occurring.<\/p>\n<p style=\"text-align: justify;\">Visinu premije i sume osiguranja odre\u0111uje osiguravaju\u0107a ku\u0107a u skladu sa njihovim pojedina\u010dnim tarifama, a u zavisnosti od niza faktora me\u0111u kojima su: vrednost imovine, posao kojim se odre\u0111eno pravno\/fizi\u010dko lice bavi, broj zaposlenih, vrednost i starost automobila (ukoliko osiguravate auto), odre\u0111ena dob lica kod \u017eivotnih osiguranja i mnogi drugi faktori.<\/p>\n<p style=\"text-align: justify;\">As there are various types of non-life insurance, the amount of the premium and the sum insured also depends on the type of insurance purchased.<\/p>\n<p style=\"text-align: justify;\">The types of non-life insurance are:<\/p>\n<p style=\"text-align: justify;\"><strong>&#8211; osiguranje od posledica nezgode, uklju\u010duju\u0107i\u00a0osiguranje od povreda na radu\u00a0i\u00a0profesionalnih oboljenja;<br \/>\n&#8211;\u00a0dobrovoljno zdravstveno osiguranje;<br \/>\n&#8211; osiguranje motornih vozila;<br \/>\n&#8211; osiguranje vazduhoplova;<br \/>\n&#8211; osiguranje \u0161inskih vozila;<\/strong><br \/>\n<strong>&#8211; osiguranje plovnih objekata;<br \/>\n&#8211; osiguranje robe u prevozu;<br \/>\n&#8211; osiguranje imovine od po\u017eara i drugih opasnosti (po\u017eara, eksplozije, oluje i drugih prirodnih nepogoda&#8230;);<\/strong><br \/>\n<strong>&#8211; ostala\u00a0osiguranja imovine (\u0161tete nastale zbog\u00a0loma ma\u0161ina,\u00a0provalne kra\u0111e,\u00a0loma stakla&#8230;);<\/strong><br \/>\n<strong>&#8211; osiguranje od odgovornosti zbog upotrebe motornih vozila;<br \/>\n&#8211; osiguranje od odgovornosti zbog upotrebe vazduhoplova;<br \/>\n&#8211; osiguranje od odgovornosti zbog upotrebe plovnih objekata;<br \/>\n&#8211; osiguranje od op\u0161te odgovornosti za \u0161tetu;<\/strong><br \/>\n<strong>&#8211; osiguranje kredita;<br \/>\n&#8211; osiguranje jemstva;<br \/>\n&#8211; osiguranje tro\u0161kova pravne za\u0161tite;<br \/>\n&#8211;\u00a0osiguranje pomo\u0107i na putovanju;<br \/>\n<\/strong><\/p>\n<p style=\"text-align: justify;\">Contact us if you have any doubts about choosing the appropriate insurance, and we will be happy to help you.<\/p>","protected":false},"excerpt":{"rendered":"<p>Ugovorenom polisom osiguranja odnosno pla\u0107anjem premije osiguranja, osiguravaju\u0107e dru\u0161tvo odnosno osigurava\u010d preuzima na sebe rizik ostvarivanja ne\u017eeljenog doga\u0111aja pa tako osiguranik polisom dobija za\u0161titu od osiguranih slu\u010dajeva, dobijaju\u0107i ugovorenu sumu osiguranja u slu\u010daju nastanka istog. Visinu premije i sume osiguranja odre\u0111uje osiguravaju\u0107a ku\u0107a u skladu sa njihovim pojedina\u010dnim tarifama, a u zavisnosti od niza faktora [&hellip;]<\/p>","protected":false},"author":1,"featured_media":6785,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[78,77,38,17],"class_list":["post-5947","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-osiguranje","tag-ifs-poslovni-sistem","tag-ifsps","tag-nezivotno-osiguranje","tag-osiguranje"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Ne\u017eivotno osiguranje - IFSPS<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ifsps.co.rs\/en\/sta-je-nezivotno-osiguranje\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ne\u017eivotno osiguranje - IFSPS\" \/>\n<meta property=\"og:description\" content=\"Ugovorenom polisom osiguranja odnosno pla\u0107anjem premije osiguranja, osiguravaju\u0107e dru\u0161tvo odnosno osigurava\u010d preuzima na sebe rizik ostvarivanja ne\u017eeljenog doga\u0111aja pa tako osiguranik polisom dobija za\u0161titu od osiguranih slu\u010dajeva, dobijaju\u0107i ugovorenu sumu osiguranja u slu\u010daju nastanka istog. 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