Importers and exporters of goods, wholesalers, manufacturing and trading companies are aware of the potential risks and accidents that may occur during the transportation of goods. In land, air and water transport, goods are exposed to different risks and therefore need to be adequately insured, especially when it comes to cases of transporting sensitive goods.

Cargo insurance covers physical damage, destruction or theft of goods in transit on the insured route.

Osiguravači nude pokriće osiguranja od osnovnih ili svih rizika. U zavisnosti od potreba osiguranika, vrste robe, relacije prevoza, tipa prevoznog sredstva i vrste saobraćaja osiguranik se odlučuje za obim osiguravajućeg pokrića.

Insurers offer basic or all risk insurance coverage. Depending on the needs of the insured, the type of goods, the transport route, the type of means of transport and the type of transport, the insured decides on the scope of insurance coverage.

With insurance coverage against all risks, the insurer covers all risks of loss, damage or destruction of the insured goods, except for damages caused by defects and errors or natural characteristics of the goods. Sensitive goods can be additionally insured against appropriate special risks characteristic of that type of goods.